Banking For the Digital Era

Enhanced digital capabilities are key to meeting today’s customer expectations and building long-term loyalty. With Plumery, you can provide seamless access to all accounts, offer powerful transaction search functionality, and give customers full control over their cards, while delivering insights to support informed financial decisions.

Stay Competitive, Exceed Expectations

  • Deliver seamless, personalised, and intuitive digital experiences your customers demand
  • Modernise your digital banking channels to stay ahead of the competition and drive rapid innovation

Reduce Costs, Improve Efficiency

  • Eliminate outdated systems that rely on manual processes
  • Automate repetitive tasks to lower operational costs and enhance service delivery for your customers

Innovate Continuously, Leverage Data

  • Adapt swiftly to evolving regulations and market shifts
  • Modernise your systems to capture actionable data, enabling personalised offers, deeper customer insights, and better decision-making

Progressive Modernisation: transformation without disruption

When done right, technology transformation unlocks tremendous growth. Progressive modernisation - an iterative approach to customer-centric design and gradual architectural updates - enables seamless digital transformation without disruption.

By prioritising high-impact, volatile system components, this method accelerates progress and reduces risk compared to traditional big-bang transformations.

With Plumery, complexity becomes simplicity, and speed replaces lethargy. This step-by-step approach addresses critical needs, balances capital constraints, and optimises execution risk, paving the way for sustained innovation and growth.

Modernise your bank without touching the core

Streamlined Account Management

With Plumery, empower your customers with seamless access to all their accounts, offering real-time, accurate account and balance information directly from your core. Enhance account management with features like customisable displays, easy-to-recognise aliases and the ability to close accounts, ensuring a streamlined and user-friendly banking experience.

Convenient Transactions

Empower your customers with Google-like search functionality for quick access to cleansed, enriched, and categorised transactions, enabling seamless tracking and identification of financial operations, complete with printable confirmation reports. With Plumery, ensure uninterrupted access to transactions by sourcing data from one or more core banking or card management systems in near-real-time, even during system outages.

Seamless Money Transfers

Empower your users to initiate seamless money transfers with Plumery. Our platform orchestrates payments across one or more cores or payment hubs, offering features like trusted counterparty management, scheduled payments, and bulk payment processing. Enable effortless domestic and international payment initiation, support scheduled payments, standing orders, and trusted payee management for enhanced convenience and automation.

Effortless Cards Management

Empower individuals and organisations to seamlessly manage their cards throughout their entire lifecycle with Plumery. From ordering new physical or virtual cards to viewing comprehensive card details and transaction history, customers have full control and convenience. Easily freeze, unfreeze, terminate cards, update labels, adjust security settings, and manage spending limits - all with just a few clicks.

Financial Planning and Management

Offer your customers a comprehensive suite of tools designed to provide a clear view of their financial health. By delivering insights into their income, expenditures, and spending patterns, you can help them build sound financial habits.

Financial Insights

Empower your customers with visibility and control over their finances, enabling them to make informed decisions to achieve their financial goals.

  • Tracking Balance History

    Show customers a visual representation of their account balance over time, helping them track and monitor changes.

  • Spending by Category

    Categorise transactions into various expense groups (e.g., groceries, utilities, entertainment) to provide insights into spending habits.

  • Transactions Turnover

    Provide insights over the movement of funds as they flow in and out of the customer’s accounts.

  • Spending by Merchants

    Offer visibility into top merchants where customers are spending, giving clear insights into purchasing behaviour.

Saving Goals

Enable customers to define their bespoke saving goals and provide them with regular updates on milestones and progress to help keep them motivated and on track.

  • Custom Saving Goals

    Allow users to set personalised saving goals based on their financial objectives.

  • Automatic Transfers

    Enable automatic transfers of spare change or predefined amounts for their savings goal regularly.

  • Progress Tracking

    Provide customers with updates on their progress toward achieving their savings goals.

Budgets Management

Keep users informed about their spending habits in real-time, helping them stay within their financial targets.

  • Predefined Spending Limits

    Allow customers to set how much they intend to spend on specific categories or a group of categories.

  • Proactive Notifications

    Notify customers when their spending is approaching or about to exceed the predefined budget limit.

Financial Insights

Empower your customers with visibility and control over their finances, enabling them to make informed decisions to achieve their financial goals.

  • Tracking Balance History

    Show customers a visual representation of their account balance over time, helping them track and monitor changes.

  • Spending by Category

    Categorise transactions into various expense groups (e.g., groceries, utilities, entertainment) to provide insights into spending habits.

  • Transactions Turnover

    Provide insights over the movement of funds as they flow in and out of the customer’s accounts.

  • Spending by Merchants

    Offer visibility into top merchants where customers are spending, giving clear insights into purchasing behaviour.

Saving Goals

Enable customers to define their bespoke saving goals and provide them with regular updates on milestones and progress to help keep them motivated and on track.

  • Custom Saving Goals

    Allow users to set personalised saving goals based on their financial objectives.

  • Automatic Transfers

    Enable automatic transfers of spare change or predefined amounts for their savings goal regularly.

  • Progress Tracking

    Provide customers with updates on their progress toward achieving their savings goals.

Budgets Management

Keep users informed about their spending habits in real-time, helping them stay within their financial targets.

  • Predefined Spending Limits

    Allow customers to set how much they intend to spend on specific categories or a group of categories.

  • Proactive Notifications

    Notify customers when their spending is approaching or about to exceed the predefined budget limit.

Ready to get started?

Let’s accelerate your journey together

Insights

The latest news, technologies, and resources from our team.

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Plumery has been nominated for the Western European Startup Awards

We are thrilled to announce that Plumery has been nominated for the Western European Startup Awards – Edition 11 in the Netherlands.

Plumery launches Digital Lending

Plumery’s Digital Lending enables banks and other financial institutions to process loan applications through to disbursement in under three minutes.

Plumery to Demo at FinovateEurope 2025

We’re excited to announce that the Plumery team is heading to FinovateEurope 2025 to showcase how Plumery is shaping the future of digital banking.

Plumery recognised as Banking Tech Start-up of the Year

We are thrilled to be recognised as Banking Tech Start-up of the Year at the prestigious FinTech Futures Banking Technology Awards!

Plumery launches UI/UX Factory

Plumery expands its headless banking remit to provide robust foundation for digital banking channels – mobile and web banking.

Plumery wins at IBSi Global FinTech Innovation Awards 2024

Plumery wins ‘Best Digital Channel/Platform Implementation: Most Impactful Project,’ reaffirming commitment to delivering modern, customer-centric solutions.

Plumery Shortlisted for the FStech Awards 2025!

As the year draws to a close, we are thrilled to share some exciting news: Plumery has been shortlisted for the FStech Awards 2025!

Plumery is among The Europas’ Top 100 companies

Europas Awards showcase companies setting new standards and redefining industries – and we’re proud to be counted among them.

Plumery partners with IBSi and Cedar-IBSi for Mumbai Summit

We are exited to partner with IBS Intelligence and Cedar-IBSi Capital & FinTech Lab to bring the Building a Future-Ready Bank Summit to Mumbai!

Plumery partners with Payment Components to modernise global financial institutions

New collaboration will enable financial institutions to adopt instant payments without overhauling existing core banking infrastructure.

Plumery named finalist at the FinTech Futures Banking Tech Awards 2024

Plumery has been named a Finalist for the prestigious Banking Tech Start-up of the Year award in the Excellence in Tech Awards category.

Let’s meet at Seamless Saudi Arabia 2024

Let’s connect at Seamless Saudi Arabia 2024, where the future of digital banking will take stage, uniting leaders in payments, fintech, and banking.

Join Plumery at Seamless Africa 2024

Join Plumery at Seamless Africa 2024, a dynamic summit and large-scale exhibition bringing together the leaders in payments, banking, and fintech.

Plumery Secures $3.3M in Additional Funding to Accelerate Growth and Expansion

Plumery has secured $3.3M in additional funding from early-stage investor DN Capital and Fontes managed by leading global VC firm QED Investors.

Plumery Joins Industry Leaders at Seamless Europe 2024

Join us, along with 4,000 attendees, 300 speakers, and 200 exhibitors – the most innovative minds leading change across the region – at Seamless Europe 2024.

Digital Banking Platform: Buy vs Build vs Buy and Build

In today’s financial landscape, a flexible and modern digital banking platform is no longer a luxury, it’s a necessity. Is making the right choice an easy task?

Bridging the gap between the expectations and reality of modern SME banking

Despite their economic impact, SMEs frequently encounter challenges with traditional banking services that meet their dynamic needs, highlighting a noticeable gap between expectations and reality.

Plumery and Fimple announce strategic partnership to help Financial Institutions in their digital banking journeys

Plumery, a digital banking experience platform for true customer-centric banking, and Fimple, a next-generation core banking provider, have joined forces.

Strangler fig approach to progressive modernisation of digital banking

With this article, I would like to introduce a stepwise approach to modernising banking architectures, deigned around customer experience and needs, focusing on reducing risks and providing value faster, incrementally and iteratively.

Plumery unveils availability of Digital Success Fabric on Google Cloud Marketplace

Plumery, a digital banking experience platform, is accessible on the Google Cloud Marketplace, enabling banks to speed up the development of digital front ends.

Building a delightful digital onboarding experience for consumer and SME banking customers

Our digital onboarding capability blends the best of two worlds: the flexibility of tailor-made solutions and the convenience of off-the-shelf products.

Plumery partners with Sumsub to bring digital onboarding to ‘headless’ digital banking platform

Plumery has chosen Sumsub as their technological partner to bring new generation of digital onboarding solution to market.

Building robust digital banking solutions with microservices

Creating a successful microservices architecture is a complex undertaking, often fraught with challenges that can lead to failure on the first attempt.

AMLYZE and Plumery announce strategic partnership to revolutionise digital banking solutions

AMLYZE, a leading RegTech specialising in anti-financial crime solutions for FinTechs, banks, and crypto businesses, and Plumery, a 3rd generation digital banking solution provider, have formed a partnership.

Built for change: understanding MACH architecture in digital banking

Modern financial technology businesses must be built for rapid change. But how will banks achieve it? MACH has the answers.

Tuum and Plumery collaborate to deliver end to end next-gen Core Banking Platform for banks and fintechs

Tuum, a leading next-generation core banking provider, and Plumery, a new-generation digital experience banking platform, have confirmed a strategic partnership.

The evolution of banking systems of engagement

Digital banking needs to evolve to meet the new needs of finance. How has digital banking changed, and what’s next?

TIMVERO and Plumery forge strategic partnership to transform digital banking

TIMVERO, creator of timveroOS, the groundbreaking lending operating system, and Plumery, the innovative provider of a holistic digital engagement platform for banking, today unveiled a strategic partnership.

Three mistakes banks make when building a digital banking solution

If you’re a bank or a financial company, the digital banking experience is one of your most essential technological components. It is undoubtedly the most visible aspect to your customers.

Achieving competitive edge: strategic approaches to buying and building

The ‘buy vs build’ debate is decades-old. Is it better to purchase off-the-shelf solutions or to develop custom solutions?

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