Plumery launches DBP Rescue Plan to help financial institutions break free from vendor lock-in

Amsterdam, 29 September – Plumery, the digital banking development platform, today launched its DBP Rescue Plan, a global programme designed to move financial institutions away from digital banking platforms (DBP) that are no longer meeting their needs. The initiative is available to 10 financial institutions on a first–come, first served basis, with Plumery aiming to complete all migrations within 12 months.

Moving away from a digital banking platform can feel harder than staying locked into one that has become increasingly difficult or costly to adapt. Agreed implementation timelines can slip under existing contracts, custom development can come at a high cost without the institution owning what is built, and major upgrades can bring significant new bills.

Accenture’s 2026 banking trends research found that around 70% of banks’ IT budgets go to maintaining technical debt, while software costs have grown approximately 8% annually since 2017, outpacing banking revenue. In some cases, upgrading an existing platform can even cost more than building it from scratch.

The DBP Rescue Plan is designed to remove the barriers to migration, giving banks a defined path to move away from their existing platform without taking on the full risk and cost of switching platforms. Participating banks will receive a specialist migration team, proven tooling and playbooks, and a Proof of Migration framework that allows institutions to test the migration against their own environment, systems and requirements before committing to the programme. Once they make the switch, institutions can move beyond vendor dependency and build with greater flexibility and speed, giving their teams more control over how their digital banking capabilities evolve.

“Too many financial institutions stay with digital banking platforms that are no longer working for them because leaving feels riskier than staying,” said Ben Goldin, CEO at Plumery. “The DBP Rescue Plan is designed to remove some of that risk. By combining migration expertise, proven tooling and a commercial model that removes software licensing costs for up to two years during the transition, we’re giving institutions a practical way to move forward and take back control over their digital future. Now the real risk is staying.”

The programme is open to financial institutions looking to move away from their existing digital banking platform and regain control over their technology roadmap.

1. No additional software licenses: Plumery will provide software licenses at no cost for up to 24 months so you don’t pay double when the existing contract runs out. Standard commercial terms apply after the free license period.

2. Ownership of roadmap: Institutions retain ownership of what is built, rather than paying for custom capabilities. Plumery’s headless, BIAN-based architecture provides a flexible, standardised foundation for their teams, system integrators and AI agents to build on directly, without relying on a vendor’s roadmap.

3. A migration path, not a leap of faith: Plumery’s migration playbooks and tooling are designed to provide a defined path from the existing platform to the new environment, with specialist team members having helped build and migrate platforms for more than 100 banks worldwide.

4. Outcome-based delivery: Delivery milestones are agreed with each institution upfront, with Plumery invoicing only when a milestone has been completed and signed off. This means Plumery shares the delivery risk, with no invoice if an agreed milestone is not delivered.

Financial institutions can start by booking a Proof of Migration, giving them the opportunity to test the migration approach against their own environment before committing to the programme. This provides a practical way to assess the feasibility of migration before entering into a longer-term agreement.