Enhanced Borrower Experience

Deliver a superior omnichannel experience with a seamless, customer-centric lending journey. Configure and manage diverse loan products, tailor the loan application process to meet your unique requirements, and leverage our powerful credit decisioning engine.

Frictionless Borrower Experiences

Liberate your customers from cumbersome manual processes with a fully digital lending experience that collects and analyses data in real time.

Streamlined Operations

Lighten the workload for your employees, reduce operational risks, accelerate turnaround times, and cut costs.

Optimised Profitability

Drive efficiency, increase profitability, and minimise missed revenue opportunities by leveraging advanced data modules, effective data utilisation, and AI-powered analytics.

Competitive Advantage

Stay ahead by meeting evolving customer expectations, efficiently managing growing loan volumes, and swiftly adapting to market dynamics and regulatory changes.

Faster Application Processing

Accelerated application processing through automated and digitised workflows, replacing paper-based, time-intensive methods.

Broaden Customer Reach

Expand your lending proposition with tailored customer journeys across diverse cohorts and business models, leveraging multichannel loan origination and eliminating dependency on physical branches.

Business Lending

Streamline the entire lending process, from application and underwriting to disbursement and collection. Automate secured and unsecured loans, credit lines, business credit cards, instalment loans, merchant cash advances, and more for seamless and efficient operations.

Unlock New Opportunities

Fuel Innovation

Consumer Lending

Enhance conversion rates and reduce customer churn at every stage with fully automated loan origination and servicing. Streamline loan management for any type, including Buy Now Pay Later (BNPL), Point-of-Sale (POS) lending, auto loans, microlending, and credit lines, delivering a seamless and efficient experience.

Loan Origination

With Plumery, you can leverage a multichannel, fully customisable, end-to-end loan origination process, tailored to your unique needs, ensuring higher borrower conversion rates and improved customer satisfaction.

Digital Loan Application

Reduce friction for borrowers and keep up with digital demands making loan applications fast, seamless and enjoyable. 

Personalised Underwriting

Streamline and automate the underwriting process to ensure faster approvals.

Comprehensive Document Management

Seamlessly store, edit, and send necessary documentation for efficient loan decision-making.

Customisable Scoring and Decisioning

Allow customers to receive tailored loan offers quickly based on their profiles, using configurable ML-driven scoring models.

AI-Powered Financial Analytics

Leverage data from various sources to generate ML-powered actionable insights that encompass the entire workflow, from loan origination to debt collection, evaluating business impacts and enhancing underwriting, service quality, and product offerings.

Real-time Financial Engineering

Simulate various strategies in real time, including new lending products, adjusted terms, and collection strategies, ensuring realistic and data-driven decision-making.

Advanced Risk Modeling

Apply various assumptions to your current loan portfolio to estimate risks and make data-driven decisions, aligned with your company’s financial health and risk appetite.

Convenient Data Storage

Leverage an extensive data warehouse that integrates both internal and external data sources, offering a limitless environment for experiments and enabling continuous improvements.

Loan Servicing

An all-in-one loan servicing platform that automates lending processes at scale, from disbursements and notifications to payment registration, overdue loan management, and collections, while allowing you to access financial and user analytics within a single interface with tiered employee access.

End-to-end Automation

Empower customers to effortlessly view their current loans, arrangement details, repayment schedules, and other relevant information while facilitating manual repayments, loan condition adjustments, and more.

Proactive Loan Servicing Strategies

Leverage predefined lending management strategies such as reassessments, limit adjustments, and bad pattern recognition. Customise or add your own strategies to tailor the platform to meet your specific business needs.

Loan Reconciliation and Schedule Adjustment

Monitor the performance of various loan products and maintain a high-performing loan portfolio with smart, automated reconciliation tools.

Upsell and Cross-sell

Leverage powerful marketing and sales functionalities, including advanced analytics, customer segmentation, notifications, and personalised offers to drive upsell and cross-sell opportunities.

Ready to get started?

Let’s accelerate your journey together

Insights

The latest news, technologies, and resources from our team.

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Plumery has been nominated for the Western European Startup Awards

We are thrilled to announce that Plumery has been nominated for the Western European Startup Awards – Edition 11 in the Netherlands.

Plumery launches Digital Lending

Plumery’s Digital Lending enables banks and other financial institutions to process loan applications through to disbursement in under three minutes.

Plumery to Demo at FinovateEurope 2025

We’re excited to announce that the Plumery team is heading to FinovateEurope 2025 to showcase how Plumery is shaping the future of digital banking.

Plumery recognised as Banking Tech Start-up of the Year

We are thrilled to be recognised as Banking Tech Start-up of the Year at the prestigious FinTech Futures Banking Technology Awards!

Plumery launches UI/UX Factory

Plumery expands its headless banking remit to provide robust foundation for digital banking channels – mobile and web banking.

Plumery wins at IBSi Global FinTech Innovation Awards 2024

Plumery wins ‘Best Digital Channel/Platform Implementation: Most Impactful Project,’ reaffirming commitment to delivering modern, customer-centric solutions.

Plumery Shortlisted for the FStech Awards 2025!

As the year draws to a close, we are thrilled to share some exciting news: Plumery has been shortlisted for the FStech Awards 2025!

Plumery is among The Europas’ Top 100 companies

Europas Awards showcase companies setting new standards and redefining industries – and we’re proud to be counted among them.

Plumery partners with IBSi and Cedar-IBSi for Mumbai Summit

We are exited to partner with IBS Intelligence and Cedar-IBSi Capital & FinTech Lab to bring the Building a Future-Ready Bank Summit to Mumbai!

Plumery partners with Payment Components to modernise global financial institutions

New collaboration will enable financial institutions to adopt instant payments without overhauling existing core banking infrastructure.

Plumery named finalist at the FinTech Futures Banking Tech Awards 2024

Plumery has been named a Finalist for the prestigious Banking Tech Start-up of the Year award in the Excellence in Tech Awards category.

Let’s meet at Seamless Saudi Arabia 2024

Let’s connect at Seamless Saudi Arabia 2024, where the future of digital banking will take stage, uniting leaders in payments, fintech, and banking.

Join Plumery at Seamless Africa 2024

Join Plumery at Seamless Africa 2024, a dynamic summit and large-scale exhibition bringing together the leaders in payments, banking, and fintech.

Plumery Secures $3.3M in Additional Funding to Accelerate Growth and Expansion

Plumery has secured $3.3M in additional funding from early-stage investor DN Capital and Fontes managed by leading global VC firm QED Investors.

Plumery Joins Industry Leaders at Seamless Europe 2024

Join us, along with 4,000 attendees, 300 speakers, and 200 exhibitors – the most innovative minds leading change across the region – at Seamless Europe 2024.

Digital Banking Platform: Buy vs Build vs Buy and Build

In today’s financial landscape, a flexible and modern digital banking platform is no longer a luxury, it’s a necessity. Is making the right choice an easy task?

Bridging the gap between the expectations and reality of modern SME banking

Despite their economic impact, SMEs frequently encounter challenges with traditional banking services that meet their dynamic needs, highlighting a noticeable gap between expectations and reality.

Plumery and Fimple announce strategic partnership to help Financial Institutions in their digital banking journeys

Plumery, a digital banking experience platform for true customer-centric banking, and Fimple, a next-generation core banking provider, have joined forces.

Strangler fig approach to progressive modernisation of digital banking

With this article, I would like to introduce a stepwise approach to modernising banking architectures, deigned around customer experience and needs, focusing on reducing risks and providing value faster, incrementally and iteratively.

Plumery unveils availability of Digital Success Fabric on Google Cloud Marketplace

Plumery, a digital banking experience platform, is accessible on the Google Cloud Marketplace, enabling banks to speed up the development of digital front ends.

Building a delightful digital onboarding experience for consumer and SME banking customers

Our digital onboarding capability blends the best of two worlds: the flexibility of tailor-made solutions and the convenience of off-the-shelf products.

Plumery partners with Sumsub to bring digital onboarding to ‘headless’ digital banking platform

Plumery has chosen Sumsub as their technological partner to bring new generation of digital onboarding solution to market.

Building robust digital banking solutions with microservices

Creating a successful microservices architecture is a complex undertaking, often fraught with challenges that can lead to failure on the first attempt.

AMLYZE and Plumery announce strategic partnership to revolutionise digital banking solutions

AMLYZE, a leading RegTech specialising in anti-financial crime solutions for FinTechs, banks, and crypto businesses, and Plumery, a 3rd generation digital banking solution provider, have formed a partnership.

Built for change: understanding MACH architecture in digital banking

Modern financial technology businesses must be built for rapid change. But how will banks achieve it? MACH has the answers.

Tuum and Plumery collaborate to deliver end to end next-gen Core Banking Platform for banks and fintechs

Tuum, a leading next-generation core banking provider, and Plumery, a new-generation digital experience banking platform, have confirmed a strategic partnership.

The evolution of banking systems of engagement

Digital banking needs to evolve to meet the new needs of finance. How has digital banking changed, and what’s next?

TIMVERO and Plumery forge strategic partnership to transform digital banking

TIMVERO, creator of timveroOS, the groundbreaking lending operating system, and Plumery, the innovative provider of a holistic digital engagement platform for banking, today unveiled a strategic partnership.

Three mistakes banks make when building a digital banking solution

If you’re a bank or a financial company, the digital banking experience is one of your most essential technological components. It is undoubtedly the most visible aspect to your customers.

Achieving competitive edge: strategic approaches to buying and building

The ‘buy vs build’ debate is decades-old. Is it better to purchase off-the-shelf solutions or to develop custom solutions?

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